A lease option gives would-be buyers the chance to purchase a home, apartment, or condo space after renting it for a certain amount of time. There’s usually an extra fee paid at the beginning of the lease term that will allow you to enter into the lease-purchase option. Lease-purchase options are sometimes offered when the housing market is slow, in part to entice people who may not otherwise be interested in or capable of purchasing a home. Depending on your situation in life and your home-owning aspirations, a lease-purchase option may be appropriate for you. Some of the pros and cons of the lease-purchase concept are covered below. Some agreements put part of your rental payments toward the purchase price; others might only give you first option to buy if the owner decides to sell the property. Keep in mind that the situation will vary with individual contracts and agreements, so make sure you understand the full terms of the deal before signing anything.
· Oct 11, 2006
Your walls are white, your carpet is beige, your kitchen tile is gray, and you chose neutrally colored furniture to give you a blank background for decorating. Now your apartment just couldn’t be more boring—but what can you do to liven it up? Color is the key, especially when you’re starting with a blank palette. Read on for some super creative and exciting ideas about how to add color—and therefore excitement—to your home.
· Oct 9, 2006
We’ve all experienced them: noisy neighbors. Whether they fight constantly, play loud music, have big parties, own dogs who love to bark, or make noise in other ways, noisy neighbors aren’t fun to deal with. You can take a variety of approaches to asking your neighbors to quiet down, ranging from polite conversations to getting the police involved. You don’t want to get confrontational, but you also don’t want to be plagued by constant commotion. Here are some tips for successfully dealing with noisy neighbors.
· Oct 4, 2006
Cabinets, curtains, screens, and drawers are your friends when you live in an apartment with limited closet space or none at all. Since adding on a closet or other storage space is probably not an option, you’ll have to invent alternative ways to store your items. Read on for some terrific tips on doing so!
· Oct 2, 2006
Do you have a big balcony, but lack a plan for how to fill it? Or maybe your balcony is tiny, but you’d like to decorate it stylishly anyway. Read on for some top tips on filling up your balcony with tasteful accoutrements so you can fully enjoy your outdoor space.
· Sep 18, 2006
Anyone who’s ever searched for an apartment knows it can be a stressful experience, especially if you’re doing it at the last minute. Finding a place with just the right amount of space and light, in just the right part of town, at just the right price, can be really rough.
· Sep 13, 2006
You’ve probably seen cockroaches before, but were likely too concerned with screaming, running away, and finding a can of Raid to notice much about the bug. There are many, many different types of cockroaches, and every variety has its own unique set of characteristics and habits. It’s definitely possible that your area is inhabited by a number of cockroach species, so you’ll probably need to use a combination of pest control methods to battle all the different cockroaches that want to share your home.
· Sep 11, 2006
Gardening is a great hobby for anyone, and living in an apartment doesn’t have to prevent you from enjoying the pleasure of plants. Check out these fun and functional tools and accessories for apartment gardening, and brighten up your place inside and out with the help of these items.
· Sep 4, 2006
You’re short on cash and need to pay rent within the next few days or incur late fees that you really can’t afford. If you’re strapped for cash, you might consider exploring some online loan options. Online lenders are somewhat sketchy and may charge rather exorbitant interest rates or fees, so be aware of this when using such services. Obtaining a loan through your bank or paying with a credit card may be better options. If you don’t qualify for a loan or a credit card, you may have to resort to these online services. Before borrowing money, however, make sure you completely understand the agreement you’re entering into. When you’re already short on cash, you don’t want to get stuck having to pay back more money than you borrowed. If you know you have money coming, though, an online loan may be an acceptable option.
· Aug 30, 2006