First Time Renter

Transitioning from being a renter to a home owner is much like going from working for someone else to being your own boss. You don’t have a landlord to call anymore. You’re responsible for when the water pipes break, or if you have to go your neighbor to resolve a conflict. This can be a […]

So, you’re taking the plunge from renter to buyer? First time home buyers have many great offers out there for them to take advantage of. It is, however, important to point out what a first time home buyer is. As defined by the United States Department of Housing and Urban Development, more commonly known as […]

If you are thinking of buying a home, it is important to know all of the costs involved because it isn’t simply the price of the home itself. This is the most obvious cost. When you are buying a home, the largest portion of the cost is the sales price of the home, which will […]

There are clear differences when weighing the options of renting versus owning. Whichever decision you make will provide clear advantages, though you may achieve a different set of goals. It is important to consider not only the obvious differences, but as you set out to make the right choice, also look at the entire picture along with […]

Buying a starter home is probably one of the largest investments that you will ever make. That being said, it is important to make the right choices and buy for the right reasons when purchasing your first home. Because most people do not intend to make their starter home their forever home, there are some […]

While your apartment may offer many amenities and luxuries that you absolutely love, it may not be the end-all of living spaces for you. But because you pay a rent note every month, you are not sure how you could possibly ever save enough money to buy a house. But all it really takes is […]

If you have decided to take the plunge and purchase your first home, you are probably wondering how your rental history will affect your mortgage application. Your rental history is of vital importance when applying for a home loan. Do Landlords Report to a Credit Bureau? While this may come as a surprise, most landlords and […]

The decision regarding whether to rent or buy a home is always a complicated one, but it’s perhaps most complex during a slow economy. As an economy slows, it’s hard to figure out whether a town will be booming once things go back to normal or whether staying in a locale is a form of […]

Many apartment renters are socking away money for a down payment on a home. The truth is, buying a home isn’t just about what mortgage payment you can afford each month. Lenders are being stricter about who they will loan money to and how much they will loan. It is essential to save up enough […]