· Jul 7, 2013
By Anthony Lolli Security deposits. Every sitcom set in an apartment has made a joke about them at some point. (“Great, there goes my security deposit!” Cue laugh track.) But renters know that security deposits are no laughing matter. They add a significant amount to your initial move-in costs, and an equally significant amount of […]
Renters of both apartments and homes have similar concerns regarding safety, security and protecting their stuff. Some disasters can be prevented; others can seem inevitable. Either way, a home inventory can offer all types of renters peace of mind. The infographic below (from The Allstate Blog) illustrates some of the benefits and concerns of the […]
· Jun 10, 2013
By Anthony Lolli Renters Insurance protects your personal possessions against theft or damage, and provides you with personal liability coverage in the event of an accident. More people are renting now than ever before, and a growing percentage of people say they plan to rent for the foreseeable future, and yet the majority of renters […]
· Apr 22, 2013
From a four-story walk up in New York City to a sprawling complex in suburbia, I’ve lived in my fair share of apartments over the years. Now, after years of renting, I’m about to become a landlord; I’m in the process of renovating a basement apartment in my newly purchased house. As I make the […]
· Apr 8, 2013
When choosing a renters insurance policy, you must determine whether the policy covers your belongings and, of course, fits within your budget. Always obtain multiple policy quotes and compare them before signing a contract. The below tips will help you choose a policy. 1. Check for Specialty Coverage Sure, the policy coverage amount will more […]
· Jun 3, 2011
A Homeowners Insurance comparison is an important task that every homeowner should perform before buying an insurance policy. It’s important for you to ensure that your house is covered by the best insurance plan. The following are a few things you should look for when you do an insurance comparison: 1. The Valuation Clauses The valuation […]
· May 4, 2011
Many landlords anticipate major damage when tenants move in with a waterbed, and they often require tenants to buy special renters insurance policies to cover potential damages. You could try to convince your landlord otherwise, but if he’s got his mind set, you’re going to have to buy or add-on coverage that’s specific for waterbeds. […]
· Aug 6, 2010
Renters insurance is a great way to protect the value of your home’s possessions if you are a temporary dweller in your house or building, but not all renter’s insurance policies are created equal, and some can hit your wallet harder than others. Here are some tips to help you select the lowest cost for […]
· May 5, 2010
Owning a renters insurance policy is important if you’re a tenant, because of the protection you receive. If someone were to bring a liability lawsuit against you, accusing you of being negligent at your apartment and causing them injuries, the renters insurance company would represent you and pay out any settlement or damages. Certain pet […]
· Apr 25, 2010
If you think that you landlords insurance policy covers you, think again. As a tenant, you need your own renters insurance policy to protect your personal items and to cover you in cases where people sue you for liability. Your landlord’s policy doesn’t protect you, but you may benefit from the repairs made to the […]
· Apr 19, 2010