· Mar 15, 2010
Renters insurance protects you in the event of a disaster, such as fire or hurricane. You might think that the landlord’s homeowner’s or property insurance protects you, but that’s not the case. That protection is for the landlord’s benefit, covering the structure of the house or apartment and liability coverage as it relates to the […]
Filling out a renter’s insurance application is straightforward and easy to complete. Some insurance agents do the work for, and ask you the questions over the phone. You receive the completed application in the mail, sign it and return it. Here’s the general information required: Personal Information Any application for renters insurance requires personal information […]
· Mar 12, 2010
Families and households that are signing up for renters insurance don’t always understand how insurance companies value these kinds of policies and how they calculate premiums. Some inside information about how insurers operate can help you make better decisions in buying and negotiating renter’s insurance policies to cover all of the possessions and items in […]
· Mar 11, 2010
Renters insurance is a good product to buy for most renters. It provides liability protection, as well as the coverage you need to replace your belongings if someone robs your apartment, or if there’s a fire. Some policies will also provide you with money for temporary housing if you’re out of your apartment due to […]
· Mar 10, 2010
For households buying renters insurance for the first time, the whole process can be a little bit complicated. Lots of younger apartment dwellers and other renters don’t even know they can benefit from renter’s insurance, or may be confused about how much or what kind of renter’s insurance to buy. There are also the perennial […]
· Mar 9, 2010
Landlords are in business to make a profit and protect their assets, and requiring tenants to have renters insurance helps them achieve that goal. The concern is that if you’re not protected with a policy, they may be financially responsible in part if someone brings legal action against you. It’s not illegal, but it can […]
· Mar 5, 2010
Renters insurance is a necessary purchase for any apartment dweller. The coverage provided and a renter’s needs, however, change depending on whether the space is an apartment or a condominium. Knowing which policy will best fit your needs is essential to purchasing the correct policy. Definition: Apartment v. Condominium In an apartment, a renter has […]
· Mar 2, 2010
Your landlord most likely has property and liability insurance. This protects them from damages to the apartment, resulting from a natural disaster, fires or other accidents and criminal acts. The policy amount may be substantial, but it won’t benefit you, other than to have the apartment to return to later when it’s restored. If you […]
· Feb 11, 2010
For some of those who think they don’t need renter’s insurance, looking at additional coverages like temporary relocation costs can show apartment dwellers and other tenants why this kind of policy can be important for them. When Renter’s Insurance Picks Up the Tab Renter’s insurance is critical for covering the loss of personal property. When […]
· Feb 11, 2010
Renters insurance policies are comprised of coverage provisions that are standard in the industry. However, the amount of coverage and the fine print vary from company to company, and it’s important to know how to compare them when shopping around for insurance. Knowing the major provisions to look for, and how to compare them, can […]
· Feb 10, 2010