· Sep 2, 2009
Envelope budgeting does not mean saving money on envelopes. Envelope budgeting is a simple, easy way to budget your personal finances, and save money. Follow these steps to put your envelope budgeting system in place. 1 – Actual Income, Actual Expenses Pull out your pay stubs, and any other regular income contributor, such as dividends […]
When you move into an apartment, chances are doing laundry doesn’t top your list of expenses. Compared to rent and utilities, laundry is a small expense-but one that can add up if you don’t keep track of how much you’re spending. With a little planning, you can save money and time doing laundry. Here are […]
· Aug 16, 2009
There are many things you need to consider if you’re about to become a first time renter. This guide will help you prioritize and think through the main aspects of starting your rental experience. Once you make decisions on these, you’ll be off to a great start. Create a Budget You need to budget to […]
· Aug 4, 2009
Living in an apartment, you want to be saving money so that you can meet your rent payment and other monthly bills. When it comes to deciding between something like groceries and Internet access, you’ll probably admit that the Internet access is something that can go. At the same time, you probably use the Internet […]
· Jul 20, 2009
Saving money is a must for the young adult living in an apartment–and frankly, it’s a welcome idea to just about anyone. Groceries are a necessary expense, but nonetheless, they eat up a lot of your income. Here are a few tips to help you save money on groceries–and maybe put that money toward your […]
· Jul 17, 2009
Decorating small bedrooms can be challenging. Your bedroom deserves the most attention because it’s your place to unwind, think and escape. If you have limited space and funds, here are a few affordable ways to creatively decorate and maximize your area on a budget without compromising your design sensibility: Create a Dynamic Centerpiece Creating a […]
· Jul 10, 2009
Taking on a roommate can be a fast way to reduce your expenses: suddenly, you are only responsible for half the rent and utilities. But you still have to collect your roommate’s share and make sure that it makes its way to the landlord or utility company. If you split other expenses with your roommate, […]
· Mar 23, 2009
Maybe you’ve been dreading the summer for months—the high electricity bills due to constant air-conditioning, the expensive road trips in gas-guzzling cars to visit relatives or swim at the beach, the need to buy a new wardrobe that doesn’t suffocate you when the temperature rises above 75 degrees. Fear not: this will be your least expensive summer ever, thanks to the following money-saving tips.
· Jul 12, 2006
Money may be the root of all evil, but excessive spending is an evil you can avoid. Tired of living paycheck to paycheck or dipping into your meager savings every month? You need to create a budget and stick to it. Read on for top tips on budgeting wisely.
· Jun 5, 2006
The holidays loom with turkey legs, pilgrims, holly, and ho ho hos, but the spread on the table and the number of presents under the tree might be severely limited this year. Why? Because heating oil prices are expected to be at an all time high in the winter of 2005-2006, leading to a potential 30% increase in energy bills this winter. Other than denying little Tommy his coveted bicycle or action figure, or scarfing tofurkey (it’s just $50 for a Tofurky feast that feeds four! ) instead of a real bird, what might you do to save money in the coming months? We’ve got a bevy of tips for knocking down your heating bill by enough dollars to satisfy the kids—big and little—this winter season.
· Nov 30, 2005