Renter’s Advice and Resources

Take a quick survey of your friends and chances are, many of them can share horror stories about moving companies that damaged their property during a move. This isn’t surprising because lots of things can go wrong. Delicate items can be bumped and broken, boxes can be lost and both your new and old apartments can be damaged during the moving process. Many people assume that a moving company has insurance to cover loss and damage. The truth is a little more complicated. Because companies that offer insurance are regulated by the state, most moving companies do not actually offer insurance. Many moving companies do offer some protection to clients in the form of mover’s valuation.

Your landlord most likely has property and liability insurance. This protects them from damages to the apartment, resulting from a natural disaster, fires or other accidents and criminal acts. The policy amount may be substantial, but it won’t benefit you, other than to have the apartment to return to later when it’s restored. If you […]

Lots of those who rent a home, whether it’s a house or apartment, may be looking at a renters insurance cost to see how this insurance product would factor into their household budget. Although there are averages for these kinds of costs, the cost of rental insurance varies according to what is covered, as well […]

For those who are buying a home and paying off a mortgage, homeowner’s insurance is mandatory, but a rental insurance policy is something that is optional for tenants and those who are renting condos, apartments, houses or other spaces. Although a lot of financial experts will recommend renters insurance for almost all tenants, in some […]

Those who are looking for renters insurance for the first time may not be familiar with all of the terms for this kind of policy. In addition to the features that you want for your renters insurance (theft, fire and flood, water damage, dog bite coverage, etc.) there are also some other terms you may […]

If you rent an apartment or a house, it is important to have renters insurance. The owner of the building, apartment or house probably has homeowner’s insurance, but this does not protect you in the event of fire damage, flooding or apartment theft. Protect yourself and your belongings with a good renter’s insurance policy. Renter’s […]

Household moving companies offer a few insurance options to consumers. Two are required by federal law, and the others are extra policies that moving services offer. It’s important to understand your options before selecting which to buy. Full Replacement Value This is the most comprehensive insurance option that federal law requires household moving companies to […]

Renters insurance protects your personal property when you live in an apartment or other rentals. You alone are responsible for anything that happens to your belongings, not your landlord. Here are some basics to review to help you understand renters insurance: Property Insurance vs. Renters Insurance Your landlord has insurance on your apartment that will […]

So you’ve made the decision to get renter’s insurance: congratulations! Now, how do you know what you need to get covered? The answer will certainly vary depending on your individual situation, but here are some general topics to consider when constructing your renter’s insurance policy.