Saving Money

Envelope budgeting does not mean saving money on envelopes. Envelope budgeting is a simple, easy way to budget your personal finances, and save money. Follow these steps to put your envelope budgeting system in place. 1 – Actual Income, Actual Expenses Pull out your pay stubs, and any other regular income contributor, such as dividends […]

With energy costs rising, it’s important to look for ways to conserve energy. Analyzing your use of electricity holds clues for how you can save money. Why Conserve Energy? Worldwide, people are adopting modern lifestyles, causing energy to become scarce. When more people want something, and it’s in short supply, prices go up. Our energy-dependent […]

Mold and mildew removal is a household chore that often times leads to purchasing household cleaning supplies that do not live up to your expectations, and which are expensive and harsh on you and the environment. You can save time, and money, and stay green by making natural mold and mildew removers yourself. The Vinegar Solution for Mold and Mildew Problems […]

Frugal living is a smart way to stretch even the tightest of budgets. One way to save money without cutting back on comfort is to make your own cleaning supplies. There are a number of simple recipes to make inexpensive cleaning supplies that are not only effective, but are also less corrosive than traditional cleansers. […]

One of the best ways to save money is to clean with vinegar by making homemade cleaning supplies. You can use vinegar to deodorize, disinfect, cut grease, remove rust and eliminate mineral buildup. Due to its acidity, vinegar can kill most molds, bacteria and germs. Vinegar Versus Commercial Cleaning Products Buying separate cleaning products for […]

You have found the perfect apartment or house to rent and are ready to sign the lease agreement. Before you do, make sure you carefully read it over, especially the section relating to the required security deposit. It is important for you to be aware of the landlord tenant act in your state, so that […]

In the age of fast food convenience, cooking at home is becoming a lost art form. Not only is it healthier than eating takeout every day, it’s also an area where you can trim your budget significantly. Here’s how you can take advantage of cost savings by preparing your own meals at home. Eating Out […]

So, you found that perfect apartment and now you have to make it your own. One of the simplest ways to personalize a space is by decorating the walls. There are many inexpensive materials available for decorating walls. Most of the time, newly rented apartments come with freshly painted walls. If that is not the case for you, then […]

Investing in a water filter is a less obvious way to save money on your living expenses. If you can’t stand the taste of your tap water, you may have already decided to purchase bottled water, as a better alternative. But there’s a more cost-effective way to obtain fresher, better tasting water. Cost of Bottled […]